A Registered Investment Advisor (RIA) in India is an individual or firm registered with SEBI under the Investment Advisers Regulations, 2013, authorised to provide personalised investment advice for a fee – not commissions. Unlike a mutual fund distributor who earns from product sales, an RIA is legally bound by fiduciary duty to act in the […]
A mutual fund is one of the easiest ways to start investing, especially for beginners who want a simple structure without tracking markets every day. In a mutual fund, money from many investors is collected and managed by a professional fund manager. This pooled money is then invested in a mix of assets such as […]
A new NPS investment option can make a retirement investor pause. If you have heard that NPS now allows 100% equity, the immediate thought may be that higher equity exposure could make retirement savings grow faster. But that is only one side of the decision. The first point to clarify is that NPS does not […]
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