Many mutual fund investors feel unsure when they check returns on SIP investments. The amount invested is spread across months or years, markets change often, and yet one single return number is shown. This often leads to doubt about whether the result is correct. XIRR in mutual funds helps solve this problem. It measures returns […]
Many mutual fund investors focus on selecting the right fund, deciding the SIP amount, or choosing an SWP for regular income. However, very few pay attention to what happens when units are redeemed. That gap often creates confusion. An investor may assume that the most recently purchased units are redeemed first. Another may believe all […]
Many investors start mutual funds without a portfolio strategy. One SIP comes from a friend’s suggestion, another from social media, and a third because a bank relationship manager recommended it during tax season. That confusion becomes more common as responsibilities increase with age. A 25-year-old investor and a 58-year-old retiree should not carry the same […]
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