You start a SIP. You stay consistent. You think long term. Everything seems right on paper. But years later, your actual returns feel slightly lower than expected. Not dramatically wrong, just quietly different. This gap often comes from something most investors rarely pay attention to. The expense ratio. It is not charged separately, but adjusted […]
Large customer networks often create an attractive growth story. Yet many investors become cautious when a business reports persistent losses despite operating at scale. That concern is understandable, particularly in technology-enabled financial services businesses where growth and profitability do not always move together. The Turtlemint IPO has attracted attention because the company has built one […]
You might have seen a mutual fund showing “alpha” in its factsheet and wondered what it actually tells you. It sounds like a performance number, but it is not as straightforward as returns. Many investors assume alpha is just another way of saying “better performance.” But without understanding what it compares against, it can be […]
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