Many mutual fund investors feel unsure when they check returns on SIP investments. The amount invested is spread across months or years, markets change often, and yet one single return number is shown. This often leads to doubt about whether the result is correct. XIRR in mutual funds helps solve this problem. It measures returns […]
Exit load in mutual funds is a redemption charge applied when you withdraw your investment before completing a specified holding period – typically 1% for equity funds if redeemed within 12 months. Most investors focus on entry – which type of mutual fund to pick, whether to invest via SIP or lump sum, and how […]
Many parents want to start building wealth for their children early. Some begin SIPs after a child’s birth. Others invest during birthdays, school admissions, or milestone years. Yet one question creates confusion quickly: should you invest in your own name for the child, or actually gift mutual funds directly? That confusion becomes even bigger once […]
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