A Registered Investment Advisor (RIA) in India is an individual or firm registered with SEBI under the Investment Advisers Regulations, 2013, authorised to provide personalised investment advice for a fee – not commissions. Unlike a mutual fund distributor who earns from product sales, an RIA is legally bound by fiduciary duty to act in the […]
Defence and electronics manufacturing IPOs have started attracting serious retail interest in India, especially after several listed companies in the segment reported strong revenue growth over the last few years. That excitement also creates confusion. Many investors now feel pressure to apply for every SME IPO connected to defence, aerospace, or electronics manufacturing without fully […]
Many Indians buy life insurance without first calculating how much cover their family would actually need if income suddenly stopped. The decision is often driven by a tax-saving season, a friend’s recommendation, or a premium amount that feels comfortable each month. The problem is that a comfortable premium does not automatically mean adequate protection. A […]
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