You might have seen something called “portfolio turnover ratio” in a mutual fund factsheet and skipped past it. It looks technical, and it is not immediately clear what to do with it. At the same time, it raises a subtle question. How often is the fund actually changing its investments? For many investors, this detail […]
A perpetual SIP is a systematic investment plan without a fixed end date. It continues until you choose to stop, making it suitable for investors focused on long-term wealth creation. Many investors start a SIP with a fixed timeline. Five years. Ten years. Sometimes aligned with a specific goal. But over time, financial priorities change. […]
Direct mutual funds are often chosen by investors who want lower costs and more control over their investments. By investing directly with the fund house, investors avoid distributor commissions and benefit from a lower expense ratio. Because of this, many investors believe that once they start buying direct mutual funds, the role of a financial […]
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