Invest Smarter with India’s SEBI-Registered AI-Powered Wealth Advisor

Finally, a single dashboard that brings your banks, loans, and investments together, backed by the deep research you need to actually know

what to do next.

inXits mobile app preview

Manage All Bank Accounts, Loans &
Investments in One Place

inXits uses RBI's secure account aggregation services to pull your bank accounts, loans, insurance, and investments under one roof. So, you can manage all bank accounts in one place without logging into multiple portals.

Financial categories orbit illustration

Real-Time Net Asset tracker

You get a Real-Time Net Asset tracker that updates automatically, giving you the live score of your financial life.

How Our AI-Powered Fund Research Works

A multi-dimensional scoring model that goes beyond star ratings to decode what actually drives fund performance and what will drive it next.

I

Returns Intelligence

We decompose returns into skill vs. luck, measuring alpha generation consistency across bull, bear, and sideways markets – not just trailing averages.

  • Alpha – Skill Score
  • Cycles – Stress Tested
  • Rolling – Period Analysis
II

Manager Intelligence

Track fund managers, not just funds. We analyse portfolio decisions, sector conviction, churn rate, and cash management to measure true management quality.

  • Decisions – Tracked
  • Conviction – Score
  • Style – Drift Check
III

Risk Intelligence

Our 3-Matrix Behavioural Risk model measures cognitive biases, financial baseline, and dynamic risk tolerance – building a profile that evolves with you.

  • Thinking – Style Matrix
  • Behaviour – Analysis
  • Dynamic – Risk Score
IV

Forward-Looking Analytics

AI-driven signals analysing macro trends, sector rotation, and portfolio positioning to surface opportunities before the crowd.

V

Composite Intelligence Score™

A single, precise number ranking every fund 0–100, combining all four dimensions into one actionable metric.

Personalised Financial Planning From Discovery to Wealth Milestones

For investors who need more than just an app.

Stop Random Investing. Measure your progresswith the 4 ratios that actually matter.

We move beyond basic tracking to give you a clear, quantified view of your financial future. Our visual dashboard breaks down your health into 4 core metrics:

Ratio Spotlight

FIRE Ratio:

Tracks your progress toward Financial Independence (Retire Early), not just your daily returns.

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FIRE Ratio

Interpretation

75+

Financially relaxed

0.4
0.9

On track

<0.4

Early stage

Your money, your style.

Our personality assessment is designed by experts with PhDs in Human Behavior and 20+ years of industry experience. We use a unique 3-Matrix Framework to capture the biases and traits that actually drive your decisions.

3-Matrix persona journey chart

For the Global Indian

Through the GIFT City framework, we act as your financial bridge.

World map showing global connections to India

Outbound Funds

Indian Capital, Global Access

vs-icon

Inbound Funds

Global Capital, Indian Opportunity

Indian capital flows out into global opportunities

Resident Indian Individuals (via LRS), Resident Non-individuals (through OPI)

Rupees converted to USD at remittance; returns in USD

Gains taxable as per tax jurisdiction of NRIs; No capital gains tax in India only in closed ended funds

12.5% LTCG / 30% STCG; TCS on LRS remittance (refundable)

LRS for residents (USD 250K/year); OPI route for Resident Corporates upto 50% of their net worth

Direction of capital

Primary Investor

Currency

Tax Treatment (NRI)

Tax Treatment (Resident)

Regulatory Route

Global capital flows into Indian opportunities

NRIs, OCIs/PIO, Foreign Investors seeking India exposure

Invest in USD; returns in USD; repatriate in USD

No capital gains for Non-resident investors in select structures

Not applicable. Resident Indians cannot invest in inbound-only structures

FEMA IFSC framework; IFSCA regulated; No FPI license required

Shreedom feature artwork

Shreedom is a dedicated wealth initiative designed for women. Beyond the app, we are here to provide personal guidance and support to ensure you feel confident in your financial journey.

Pricing

We believe you should know what you are paying for. Our fee structure is disclosed upfront, with no hidden charges linked to the products you select.

No-fee experience

₹0

Get Started
  • We earn a small, SEBI-regulated commission from mutual fund companies: Avg. ₹3–6 pm for every ₹10,000 investment value
  • You get access to regular funds
  • AMFI Registered: ARN-300310

Fee-based experience

₹399 p.m.

Get Started
  • Please Note: This fee will be charged in the future.
  • We earn from the fee you pay for investment advice
  • You get access to direct funds
  • SEBI Registered: INA000020369
Safe. Secure. Private.

Your trust is our currency. We handle your financial life using regulated account aggregation frameworks with privacy at the core.

Consent-First Data: We never access or process your data without your explicit permission. You decide exactly which accounts to link.

You Control the Key: You can revoke access to any account at any time.

Bank-Grade Security: All data is transmitted via encrypted, secure connections.

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Ready to be your own CFO?

Take charge of your financial story today, with this all-in-one account aggregator app.

Markets reward discipline.

Data reveals truth.

inXits delivers intelligence.

Frequently asked questions

An account aggregator app securely connects multiple financial accounts such as bank accounts, investments, and loans into one consolidated dashboard for easier tracking and decision-making.

Yes. As long as your bank supports the aggregation framework, you can manage and view all supported bank accounts in one place.

No. While inXits includes powerful portfolio tracking, it also provides research-backed insights and planning tools, making it a complete investment management platform.

Yes. You can aggregate and track your investment accounts alongside banks, loans, and insurance for a unified view.

Yes. inXits follows regulated account aggregation solutions with strong security, encryption, and user-controlled consent.

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