App
No-fee experience
₹0
Get Started- We earn a small, SEBI-regulated commission from mutual fund companies: Avg. ₹3–6 pm for every ₹10,000 investment value
- You get access to regular funds
- AMFI Registered: ARN-300310
Invest Smarter with India’s SEBI-Registered AI-Powered Wealth Advisor
Finally, a single dashboard that brings your banks, loans, and investments together, backed by the deep research you need to actually know
what to do next.
Manage All Bank Accounts, Loans &
Investments in One Place
inXits uses RBI's secure account aggregation services to pull your bank accounts, loans, insurance, and investments under one roof. So, you can manage all bank accounts in one place without logging into multiple portals.
Real-Time Net Asset tracker
You get a Real-Time Net Asset tracker that updates automatically, giving you the live score of your financial life.
How Our AI-Powered Fund Research Works
A multi-dimensional scoring model that goes beyond star ratings to decode what actually drives fund performance and what will drive it next.
Personalised Financial Planning From Discovery to Wealth Milestones
For investors who need more than just an app.
Stop Random Investing. Measure your progresswith the 4 ratios that actually matter.
We move beyond basic tracking to give you a clear, quantified view of your financial future. Our visual dashboard breaks down your health into 4 core metrics:
Ratio Spotlight
FIRE Ratio:
Tracks your progress toward Financial Independence (Retire Early), not just your daily returns.
FIRE Ratio
Interpretation
75+
Financially relaxed
0.4
0.9
0.9
On track
<0.4
Early stage
Your money, your style.
Our personality assessment is designed by experts with PhDs in Human Behavior and 20+ years of industry experience. We use a unique 3-Matrix Framework to capture the biases and traits that actually drive your decisions.
For the Global Indian
Through the GIFT City framework, we act as your financial bridge.
Outbound Funds
Indian Capital, Global Access
Inbound Funds
Global Capital, Indian Opportunity
Indian capital flows out into global opportunities
Resident Indian Individuals (via LRS), Resident Non-individuals (through OPI)
Rupees converted to USD at remittance; returns in USD
Gains taxable as per tax jurisdiction of NRIs; No capital gains tax in India only in closed ended funds
12.5% LTCG / 30% STCG; TCS on LRS remittance (refundable)
LRS for residents (USD 250K/year); OPI route for Resident Corporates upto 50% of their net worth
Direction of capital
Primary Investor
Currency
Tax Treatment (NRI)
Tax Treatment (Resident)
Regulatory Route
Global capital flows into Indian opportunities
NRIs, OCIs/PIO, Foreign Investors seeking India exposure
Invest in USD; returns in USD; repatriate in USD
No capital gains for Non-resident investors in select structures
Not applicable. Resident Indians cannot invest in inbound-only structures
FEMA IFSC framework; IFSCA regulated; No FPI license required
Shreedom is a dedicated wealth initiative designed for women. Beyond the app, we are here to provide personal guidance and support to ensure you feel confident in your financial journey.
Special Services
Dedicated, one-on-one guidance for investors who need deeper, personalized support outside the app.
Personality Assessment
Map your investing psychology to understand your true risk appetite and stop making emotional money decisions.
Financial Planning
Work directly with an expert to build a clear, step-by-step roadmap for your taxes, retirement, and major life goals.
Pricing
We believe you should know what you are paying for. Our fee structure is disclosed upfront, with no hidden charges linked to the products you select.
Fee-based experience
₹399 p.m. or 0.1%
Get Started- Please Note: This fee will be charged in the future.
- We earn from the fee you pay for investment advice
- You get access to direct funds
- SEBI Registered: INA000020369
100% Safe.Secure.Private.
Your trust is our currency.
Bank-Grade Security
27001:2022 ISO Certified
Consent-First Data
AES 256-BIT SSL Secured
Audited by cert-in empanelled auditors
Ready to be your own CFO?
Take charge of your financial story today, with this all-in-one account aggregator app.
Markets reward discipline.
Data reveals truth.
inXits delivers intelligence.
Frequently asked questions
No. While inXits includes powerful portfolio tracking, it also provides research-backed insights and planning tools, making it a complete investment management platform.
Yes. You can aggregate and track your investment accounts alongside banks, loans, and insurance for a unified view.
Yes. inXits follows regulated account aggregation solutions with strong security, encryption, and user-controlled consent.
