SEBI Registered Financial Advisor Powering Smarter Wealth Planning in India

Finally, one wealthtech platform that brings your banks, loans, and investments together through secure account aggregation - backed by the research and guidance of a SEBI registered financial advisor, so you always know what to do next.

what to do next.

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Manage All Bank Accounts, Loans &
Investments in One Place

inXits, a financial advisory company in India, uses RBI's secure account aggregation services to pull your bank accounts, loans, insurance, and investments under one roof. As a SEBI registered financial advisor, we combine this consolidated view with regulated, research-backed guidance — so you manage everything without logging into multiple portals or relying on guesswork.

Real-Time Net AssetTracker

You get a Real-Time Net Asset tracker that updates automatically, giving you the live score of your financial life.

How Our Fund Research Works

A multi-dimensional scoring model — the core of our wealthtech platform — that goes beyond star ratings to decode what actually drives fund performance and what will drive it next.

I

Returns Intelligence

We decompose returns into skill vs. luck, measuring alpha generation consistency across bull, bear, and sideways markets – not just trailing averages.

Alpha – Skill Score
Cycles – Stress Tested
Rolling – Period Analysis

II

Manager Intelligence

Track fund managers, not just funds. We analyse portfolio decisions, sector conviction, churn rate, and cash management to measure true management quality.

Decisions – Tracked
Conviction – Score
Style – Drift Check

III

Risk Intelligence

Our 3-Matrix Behavioural Risk model measures cognitive biases, financial baseline, and dynamic risk tolerance – building a profile that evolves with you.

Thinking – Style Matrix
Behaviour – Analysis
Dynamic – Risk Score

IV

Forward-Looking Analytics

AI-driven signals analysing macro trends, sector rotation, and portfolio positioning to surface opportunities before the crowd.

V

Composite Intelligence Score™

A single, precise number ranking every fund 0–100, combining all four dimensions into one actionable metric.

Fiduciary Advisory, Not Product Distribution

Most platforms operate as distributors, earning commission on what they sell. As your SEBI registered financial advisor, our incentive is tied to your outcome — not the product mix.
A Wealthtech Platform Built on Human Oversight

inXits combines a data-driven wealthtech platform with real SEBI-regulated advisory — built for investors who want more than a tracking app.
Full Regulatory Transparency

SEBI RIA and AMFI credentials are disclosed upfront across every tier of the platform — not buried in fine print. This is what separates a genuine financial advisory company in India from a self-styled "advisor" app.
Research-Backed, Not Trend-Driven

Every recommendation from your SEBI registered financial advisor is backed by our Composite Intelligence Score™ and multi-dimensional fund research — not star ratings or social media trends.

Talk to a SEBI Registered Financial Advisor

Personalised Financial Planning From Discovery to Wealth Milestones

For investors who need more than just a wealthtech platform — work directly with a SEBI registered financial advisor at India's trusted financial advisory company for taxes, retirement, and major life goals.

Book a Discovery Call

How inXits compares

inXits vs. a Traditional Financial Advisory Company in India

Choosing between a traditional advisor and a SEBI registered financial advisor platform like inXits comes down to one thing: whether your advisor's incentives are aligned with yours.

inXits was built to remove that ambiguity entirely.

Traditional Advisor inXits

01Regulatory Status

Varies, often unregulated

SEBI Registered Financial Advisor (RIA No. INA000020369)
02Research Method

Manual, relationship-based

Multi-dimensional fund scoring + human oversight
03Access

Office visits, limited hours

Wealthtech platform with round-the-clock voice support
04Fee Transparency

Often commission-hidden

Standard, disclosed fee structure
05Portfolio View

Siloed per institution

Consolidated via account aggregation

Stop Random Investing. Measure Your ProgressWith The 4 Ratios That Actually Matter.

We move beyond basic tracking to give you a clear, quantified view of your financial future. Our visual dashboard breaks down your health into 4 core metrics:

Ratio Spotlight

FIRE Ratio:

Tracks your progress toward Financial Independence (Retire Early), not just your daily returns.

Take Risk Assessment on Call

For the Global Indian

Through the GIFT City framework, we act as your financial bridge.

World map showing global connections to India

Outbound Funds Indian Capital, Global Access

Indian capital flows out into global opportunities

Resident Indian Individuals (via LRS), Resident Non-individuals (through OPI)

Rupees converted to USD at remittance; returns in USD

Gains taxable as per tax jurisdiction of NRIs; No capital gains tax in India only in closed ended funds

12.5% LTCG / 30% STCG; TCS on LRS remittance (refundable)

LRS for residents (USD 250K/year); OPI route for Resident Corporates upto 50% of their net worth

Direction of capital

Primary Investor

Currency

Tax Treatment (NRI)

Tax Treatment (Resident)

Regulatory Route

Inbound Funds Global Capital, Indian Opportunity

Global capital flows into Indian opportunities

NRIs, OCIs/PIO, Foreign Investors seeking India exposure

Invest in USD; returns in USD; repatriate in USD

No capital gains for Non-resident investors in select structures

Not applicable. Resident Indians cannot invest in inbound-only structures

FEMA IFSC framework; IFSCA regulated; No FPI license required

Shreedom is a dedicated wealth initiative designed for women. Beyond the app, we are here to provide personal guidance and support to ensure you feel confident in your financial journey.

Special Services

Dedicated, one-on-one guidance from a SEBI registered financial advisor for investors who need deeper, personalised support outside the app.

Personality Assessment

Map your investing psychology to understand your true risk appetite and stop making emotional money decisions.

Financial Planning

Work directly with an expert to build a clear, step-by-step roadmap for your taxes, retirement, and major life goals.

Know More

Pricing
We believe you should know what you are paying for. Our fee structure is disclosed upfront, with no hidden charges linked to the products you select.

Offering / Feature inXits Regular inXits Direct inXits Prime

Upfront Platform Fee ₹0 (No subscription fee) ₹399/M Depends on your AUM

Mutual Fund Access Regular Funds Direct Funds (0% Commission) Direct Funds (0% Commission)

Portfolio Compounding Standard returns (Built-in AMC commission) Maximized (Save 0.5%–1.5% annually) Maximized (Save 0.5%–1.5% annually)

Advisory & Regulatory Credentials AMFI Registered (ARN-300310) SEBI Registered RIA (INA000020369) SEBI Registered RIA (INA000020369)

Risk-Matched Model Portfolio Yes Yes Yes

Scheme Recommendations Expert-curated research & tools Yes Yes

Quarterly Model Refresh No No Yes

Allocation Drift Alerts Yes Yes Yes

Proprietary Fund Scoring & Analytics Full Access Full Access Full Access

Holistic Portfolio View Yes Yes Yes

Instant Redeem on Liquid Funds Available Available Available

Personalised Fund & Allocation No No Yes

Quarterly Review Calls No No Yes

Proactive Rebalancing Advice No No Yes

Annual Personalised Financial Plan No No Yes

Support Delivery Digital / Helpdesk App & email (Priority Expert Support) Priority + Dedicated CFP Assistance

100% Safe. Secure. Private.
Your trust is our currency.
Bank-Grade Security
Consent-First Data
AES 256-BIT SSL Secured
Audited by cert-in empanelled auditors

Ready to be your own CFO?

Take charge of your financial story with India's SEBI registered financial advisor platform — the wealthtech platform built by a trusted financial advisory company in India.

Markets reward discipline.

Data reveals truth.

inXits delivers intelligence.

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Got Questions? Get Answers. Fast.

An account aggregator app securely connects multiple financial accounts such as bank accounts, investments, and loans into one consolidated dashboard for easier tracking and decision-making.

Yes. As long as your bank supports the aggregation framework, you can manage and view all supported bank accounts in one place.

No. While inXits includes powerful portfolio tracking, it also provides research-backed insights and planning tools, making it a complete investment management platform.

Yes. You can aggregate and track your investment accounts alongside banks, loans, and insurance for a unified view.

Yes. inXits follows regulated account aggregation solutions with strong security, encryption, and user-controlled consent.

Yes. inXits operates as a SEBI Registered Investment Advisor (RIA No. INA000020369) and is also AMFI registered (ARN-300310), depending on the service tier you choose — making it a fully regulated financial advisory company in India.

inXits combines multi-dimensional fund scoring, behavioural risk profiling, and forward-looking research with human financial planning — so every recommendation from your SEBI registered financial advisor is backed by both data and regulated oversight.

Most advisory companies in India rely on either pure human advisory or pure app-based tracking. inXits combines both — a SEBI registered financial advisor plus a wealthtech platform — in one consolidated system.

SEBI Registered Financial Advisor Powering Smarter Wealth Planning in India