Returns Intelligence
We decompose returns into skill vs. luck, measuring alpha generation consistency across bull, bear, and sideways markets – not just trailing averages.
Finally, a single dashboard that brings your banks, loans, and investments together, backed by the deep research you need to actually know
what to do next.
Download
App
inXits uses RBI's secure account aggregation services to pull your bank accounts, loans, insurance, and investments under one roof. So, you can manage all bank accounts in one place without logging into multiple portals.
You get a Real-Time Net Asset tracker that updates automatically, giving you the live score of your financial life.
A multi-dimensional scoring model that goes beyond star ratings to decode what actually drives fund performance and what will drive it next.
We decompose returns into skill vs. luck, measuring alpha generation consistency across bull, bear, and sideways markets – not just trailing averages.
Track fund managers, not just funds. We analyse portfolio decisions, sector conviction, churn rate, and cash management to measure true management quality.
Our 3-Matrix Behavioural Risk model measures cognitive biases, financial baseline, and dynamic risk tolerance – building a profile that evolves with you.
AI-driven signals analysing macro trends, sector rotation, and portfolio positioning to surface opportunities before the crowd.
A single, precise number ranking every fund 0–100, combining all four dimensions into one actionable metric.
For investors who need
more than just an app.
If your portfolio is scattered across commodities, mutual funds, and old investments, you need a personalized strategy. Our dedicated planning service brings order to complexity in 4 simple steps:
We start with a deep-dive conversation to understand your unique risk appetite, family goals, and financial anxieties.
We create a visual "Asset-Map" of your entire financial universe — assets, liabilities, and insurance — so you can see gaps instantly on a single page.
Whether you just paid off a loan or received a salary hike, we create a precise plan for exactly where that surplus cash should be deployed.
Using our proprietary "Stencils" (pre-set planning templates), we set specific targets for your corpus. As your wealth grows, we maintain checks to ensure you hit every milestone.
We move beyond basic tracking to give you a clear, quantified view of your financial future. Our visual dashboard breaks down your health into 4 core metrics.
Financial health
4 ratios · updated today
Financial independence
Tracks your progress toward Financial Independence (Retire Early), not just your daily returns.
62%
toward FI goal
8yr
est. to retire
Wealth creation rate
Measures exactly how much of your income is fueling your long-term wealth creation.
34%
income invested
+12%
vs last year
Lifestyle runway
A reality check that shows exactly how long you can sustain your lifestyle if your income stops today.
14mo
runway left
55%
of target
Overall financial fitness
Your complete financial fitness distilled into a single, easy-to-understand indicator.
78
out of 100
Good
health grade
Our personality assessment is designed by experts with PhDs in Human Behavior and 20+ years of industry experience. We use a unique 3-Matrix Framework to capture the biases and traits that actually drive your decisions.
Measures unconscious biases like Overconfidence and Anchoring to help you make sharper choices.
Analyzes how you trade off risk vs. certainty, measuring hidden traits like Loss Aversion.
Identifies the gap between your perceived financial knowledge and your actual understanding to reduce decision risk.
We don't just label you "High" or "Low." We define a realistic risk range based on your psychology, ensuring you stay invested even when the market gets tough.
Through the GIFT City framework, we act as your financial bridge.
Route international capital directly into India's public and private markets.
Invest in USD using tax-efficient structures inside GIFT City.
Operate under single-window, global regulatory standards.
Shreedom is a dedicated wealth initiative designed for women. Beyond the app, we are here to provide personal guidance and support to ensure you feel confident in your financial journey.
We believe you should know what you are paying for. Our fee structure is disclosed upfront, with no hidden charges linked to the products you select.
₹0
Get Started₹399 pm or 0.1%
Get StartedYour trust is our currency. We handle your financial life using regulated account aggregation frameworks with privacy at the core.
Consent-First Data: We never access or process your data without your explicit permission. You decide exactly which accounts to link.
You Control the Key: You can revoke access to any account at any time.
Bank-Grade Security: All data is transmitted via encrypted, secure connections.
Take charge of your financial story today,with this all-in-one account aggregator app.
Markets reward discipline.
Data reveals truth.
inXits delivers intelligence.
An account aggregator app securely connects multiple financial accounts such as bank accounts, investments, and loans into one consolidated dashboard for easier tracking and decision-making.
Yes. As long as your bank supports the aggregation framework, you can manage and view all supported bank accounts in one place.
No. While inXits includes powerful portfolio tracking, it also provides research-backed insights and planning tools, making it a complete investment management platform.
Yes. You can aggregate and track your investment accounts alongside banks, loans, and insurance for a unified view.
Yes. inXits follows regulated account aggregation solutions with strong security, encryption, and user-controlled consent.
