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Financial Planning Tool

SIP Calculator

Project your future corpus, compare SIP and lumpsum investing, and make faster planning decisions with a calculator designed to match the inXits experience.

Start Small Estimate growth for SIPs starting from just ₹500 per month.
Compare Modes Switch between SIP and lumpsum instantly without leaving the page.
Plan With Clarity See invested amount, estimated returns, and total value together.
Wealth projection snapshot
₹56L+ illustrative goal

Use this calculator as a fast planning layer before moving into fund selection, portfolio design, or advisor-led strategy conversations.

  • Monthly SIP₹25,000
  • Expected return12% p.a.
  • Time horizon10 years
₹
₹500 ₹2,00,000
%
1% 24%
Yr
1 Yr 35 Yr
  • Invested amount
  • Est. returns
₹56,00,897 Total value
Invested amount ₹30,00,000
Estimated returns ₹26,00,897
Total value ₹56,00,897
These calculations are indicative and based on a constant annual return assumption. Actual returns are market-linked and can differ from the estimate shown above.
Plan My SIP Explore Mutual Funds

Got Questions? Get Answers. Fast.

A SIP calculator estimates how much your monthly investment can grow over time based on an assumed annual return and investment duration.

The calculator gives an estimate using a fixed return assumption. Actual mutual fund returns can vary based on market conditions, fund selection, expense ratios, and timing.

No. The figures shown here are pre-tax estimates and do not adjust for inflation. Use them as a planning baseline, not as guaranteed final outcomes.

Choose a realistic long-term expected return based on your asset allocation and risk profile. If you are unsure, it is better to model multiple scenarios instead of depending on a single aggressive assumption.

Yes. Use the SIP and Lumpsum toggle at the top of the calculator card to switch modes instantly and compare how each approach changes your estimated future value.

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