When investing in equity mutual funds, investors often come across three common categories, which are important types of mutual fund to understand: large cap funds, mid cap funds, and small cap funds. These categories are based on the size of the companies the fund invests in and play a major role in determining risk, volatility, […]
Many investors believe that holding multiple mutual funds automatically ensures diversification. At first glance, owning five or six schemes may appear safer than owning one. However, sometimes those funds may be investing in many of the same underlying stocks. This situation is known as portfolio overlap in mutual funds. While it is not always harmful, […]
One of the most common questions investors ask is simple: “Can I generate a regular monthly income from my investments without touching my capital?” The idea sounds appealing. You build a corpus over many years, retire from active work, and then receive a steady stream of income from your investments. Naturally, many investors come across […]
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