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Retirement Planning Advisory Services with NPS

Building a secure and predictable retirement requires structured planning. The National Pension System (NPS) is a regulated, long-term retirement solution designed to help individuals accumulate a retirement corpus in a disciplined and tax-efficient manner.

At inXits, we support individuals seeking guidance from financial advisors for retirement planning through structured NPS advisory and long-term pension planning support. NPS allows you to build retirement wealth gradually while maintaining flexibility in asset allocation and fund management.

As part of our retirement advisory approach, we help transform today’s contributions into long-term financial stability for life after retirement.

NPS: A Strategic Foundation for Retirement Planning

Regulated by the Pension Fund Regulatory and Development Authority (PFRDA), NPS is widely used in structured pension consulting and retirement planning strategies across India.

01

Tax Efficiency

Eligible for deductions under Section 80C, Section 80CCD(1B) (additional ₹50,000), and Section 80CCD(2) for employer contributions.

02

Flexible Investment Choice

Select your Pension Fund Manager and allocate investments across asset classes based on risk tolerance.

03

Diversified Portfolio Structure

Exposure across equity, corporate debt, and government securities supports risk management.

04

Low Cost Structure

NPS is recognised for its cost-efficient fund management framework.

Empowering Your NPS
Investment Journey

As a structured NPS service provider, inXits simplifies NPS investing with digital access, advisory support, and transparent reporting.

Effortless Account Activation

Use our platform to open an NPS account online through a guided and compliant digital process.

Personalized Advisory Services

Our SEBI-registered professionals act as your NPS consultant, offering guidance on asset allocation and fund selection.

Transparent Performance Tracking

Monitor your NPS investments and retirement corpus through intuitive dashboards.

Informed Decision Support

Access relevant data and insights to support disciplined NPS contributions and portfolio decisions.

Tailoring Your Retirement Strategy

NPS offers flexible account types and investment approaches to meet different retirement needs:

Tier 1 Account

Active Choice

Direct Portfolio Management

Directly manage allocation across Equity (E), Corporate Debt (C), Government Securities (G), and Alternative Assets (A).

Auto Choice

Automated Allocation

Asset allocation adjusts automatically based on age, gradually reducing risk closer to retirement.

Primary Retirement Account

Designed specifically for long-term retirement planning with regulated withdrawal rules.

Tier 2 Account

Voluntary Savings Account

Bank Account

Acts as a flexible savings option alongside Tier I.

Liquidity-Focused Structure

Allows withdrawals with fewer restrictions but without Tier I tax benefits.

Your Simple 3-Step Process to
NPS Success with inXits

Our NPS investment service follows a clear, guided approach.

Step-01

Define Retirement Goals & Risk Profile

Identify retirement income needs and assess risk tolerance with help from retirement advisory consultants.

Step-02

Select Your NPS Structure

Choose the appropriate account type, investment choice, and Pension Fund Manager.

Step-03

Initiate Contributions

Start contributions via SIPs or lump sum investments and complete e-KYC digitally.

Key Disclaimers & Information

While a portion of the NPS corpus is tax-free at maturity, annuity income is taxable as per applicable income tax laws at the time of receipt.
NPS is a long-term retirement product and may not be suitable for short-term financial goals or high liquidity requirements.
inXits provides NPS advisory services as a SEBI Registered Investment Advisor. Information shared is for educational purposes only and should not be considered personalised investment advice.

Got Questions? Get Answers. Fast.

A PRAN is a 12-digit Permanent Retirement Account Number issued to every NPS subscriber.

Partial withdrawals are allowed under specific conditions defined by NPS regulations.

Tax treatment depends on withdrawal structure, annuity selection, and prevailing tax laws.

We follow strict data security and privacy protocols.

Early exit rules apply, including mandatory annuity purchase on a portion of the corpus.

Secure your retirement with inXits

Individuals seeking trusted NPS advisory providers and structured retirement guidance rely on professional planning rather than assumptions. At inXits, we focus on suitability-based advice, regulatory clarity, and long-term retirement alignment.