The Reserve Bank of India has kept the repo rate unchanged at 5.25% for the fourth consecutive policy meeting. For savers and investors, the immediate question is simple: what does this mean for fixed deposits, SIPs and debt mutual funds? The Reserve Bank of India (RBI) Monetary Policy Committee kept the policy repo rate at […]
Fear during a market crash is a behavioural response, not a financial signal. The most effective approach is to focus on your original investment goal and horizon rather than daily portfolio movements. Selling during a crash converts temporary paper losses into permanent realised losses, and the challenge of knowing when to re-enter means many investors […]
You may have savings. You may even have investments. Yet when markets move sharply or financial goals feel distant, one question often surfaces: Am I making decisions with clarity or just reacting? Many investors start mutual fund investing based on tips, online lists, or peer suggestions. Over time, portfolios become scattered. Goals remain loosely defined. […]
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