inXits Blog | IPO, Stock Market, Mutual Funds & Financial Insights

All Categories Account Aggregator Financial Planning Inside Sectors IPO & Pre-IPO Loans & Fixed Income Market Insights & Sectors Monthly AMFI Report Mutual Funds & SIP

How to Build a Mutual Fund Portfolio at Every Age

Mutual Funds & SIP

June 01, 2026

How to Build a Mutual Fund Portfolio at Every Age

Many investors start mutual funds without a portfolio strategy. One SIP comes from a friend’s suggestion, another from social media, and a third because a bank relationship manager recommended it during tax season. That confusion becomes more common as responsibilities increase with age. A 25-year-old investor and a 58-year-old retiree should not carry the same […]

Hexagon Nutrition IPO: What Investors Should Know Before Applying

IPO & Pre-IPO

May 29, 2026

Hexagon Nutrition IPO: What Investors Should Know Before Applying

Many retail investors feel conflicted during an IPO season. A company may show strong revenue growth and operate in a specialised sector, yet a closer reading of the prospectus often reveals risks that are easy to miss in the excitement around listing gains. Hexagon Nutrition IPO falls into that category for many investors currently tracking […]

Understanding Portfolio Overlap in Mutual Funds and How to Avoid It

Mutual Funds & SIP

May 29, 2026

Understanding Portfolio Overlap in Mutual Funds and How to Avoid It

Many investors believe that holding multiple mutual funds automatically ensures diversification. At first glance, owning five or six schemes may appear safer than owning one. However, sometimes those funds may be investing in many of the same underlying stocks. This situation is known as portfolio overlap in mutual funds. While it is not always harmful, […]

What Is RIA in India? Understanding SEBI Registered Advisors

Financial Planning

May 27, 2026

What Is RIA in India? Understanding SEBI Registered Advisors

A Registered Investment Advisor (RIA) in India is an individual or firm registered with SEBI under the Investment Advisers Regulations, 2013, authorised to provide personalised investment advice for a fee – not commissions. Unlike a mutual fund distributor who earns from product sales, an RIA is legally bound by fiduciary duty to act in the […]

What Is Paperless MF Investment and How It Works

Mutual Funds & SIP

May 26, 2026

What Is Paperless MF Investment and How It Works

For many first-time investors, the biggest delay is not choosing a mutual fund. It is the process around it. Forms, signatures, cancelled cheques, KYC verification, and branch visits often make investing feel more complicated than it should be. Many people postpone starting simply because the process feels heavier than the decision itself. This is where […]

What Is a Mutual Fund Transaction Platform?

Mutual Funds & SIP

May 26, 2026

What Is a Mutual Fund Transaction Platform?

Many investors are comfortable choosing a mutual fund, but confusion starts when they ask a simple question: where exactly should I invest? Should you invest through the AMC website, a bank app, a broker, or a separate mutual fund transaction platform? The options look similar at first. All of them allow you to buy funds, […]

Exit Load in Mutual Funds: What It Means for Your Returns

Mutual Funds & SIP

May 25, 2026

Exit Load in Mutual Funds: What It Means for Your Returns

Exit load in mutual funds is a redemption charge applied when you withdraw your investment before completing a specified holding period – typically 1% for equity funds if redeemed within 12 months. Most investors focus on entry – which type of mutual fund to pick, whether to invest via SIP or lump sum, and how […]

SIP for Buying a House: Is It Enough to Reach Your Goal?

Mutual Funds & SIP

May 25, 2026

SIP for Buying a House: Is It Enough to Reach Your Goal?

Buying a house is one of the biggest financial decisions most people make. For some, it is about stability. For others, it is about independence. And for many, it is a long-term goal that sits quietly in the background for years. The challenge is not just wanting to buy a house — it is knowing […]

What Happens to My Mutual Funds If I Die? Nomination Guide

Mutual Funds & SIP

May 24, 2026

What Happens to My Mutual Funds If I Die? Nomination Guide

Most people spend time choosing the right mutual funds, but very few spend time asking a quieter question: what happens to these investments if I am no longer here? It is not an easy topic to think about. Many families delay it because it feels uncomfortable. But avoiding it creates far more difficulty later, especially […]