Mutual Funds & SIP

September 27, 2026

Mutual Fund Investment Planner: How to Build Your Portfolio

Most investors don’t build a mutual fund portfolio, they collect one. A SIP started on a friend’s tip, an ELSS bought in March to save tax, a small-cap fund added after a strong year. A few years later, there are eight schemes, heavy overlap and no clear link to any goal. A mutual fund investment […]

Mutual Funds & SIP

September 12, 2026

What Are Rolling Returns in Mutual Funds & Why They Are Important?

Most investors compare mutual funds based on their 1-year, 3-year, or 5-year returns. While these figures provide a snapshot of performance, they don’t always show how consistently a fund has performed over different market cycles. A fund may report impressive returns simply because the start and end dates happened to coincide with favourable market conditions. […]

Mutual Funds & SIP

September 12, 2026

Sortino Ratio in Mutual Funds: Definition, Formula and Calculation

When investing in mutual funds, returns alone don’t tell the complete story. Two funds may generate similar returns, but one could expose investors to significantly higher downside risk. That’s why experienced investors often evaluate risk-adjusted performance before making investment decisions. If you’re exploring Mutual Funds, understanding metrics like the Sortino Ratio in Mutual Funds can […]

Mutual Funds & SIP

September 12, 2026

SEBI Mutual Fund Rules 2026: What Changed and What to Do

A new SEBI rulebook can make mutual fund investors wonder whether their existing investments need to be changed. The concern is understandable. Regulatory changes often involve technical terms such as expense ratios, nomination, valuation, borrowing and new investment structures. The Securities and Exchange Board of India (SEBI) introduced the SEBI (Mutual Funds) Regulations, 2026, replacing […]

Mutual Funds & SIP

September 08, 2026

List of AMCs in India 2026: Top Asset Management Companies by AUM

If you are searching for the list of AMCs in India, you will find names such as SBI Mutual Fund, ICICI Prudential Mutual Fund, HDFC Mutual Fund, Nippon India Mutual Fund, Kotak Mahindra Mutual Fund and several newer fund houses. But an AMC list becomes more useful when you understand what these companies actually do, […]

Mutual Funds & SIP

August 26, 2026

Is My Money Safe in Mutual Funds? What if AMC Shuts Down?

Many investors feel uneasy when they hear news about financial institutions facing problems. A common concern is whether mutual fund investments are truly protected. If you have ever wondered is mutual fund safe, you are not alone. The fear becomes even stronger when investors hear terms such as AMC closure, fund house issues, or company […]

Financial Planning

August 19, 2026

Direct Stocks vs Mutual Funds: Which Builds More Wealth Over Time?

Many investors reach a stage where they ask a simple but important question: should I invest directly in stocks or choose equity mutual funds instead? The confusion is understandable. Social media often highlights stories of investors who multiplied their wealth through individual stocks, while mutual funds are frequently presented as the simpler path for long-term […]

Financial Planning

August 05, 2026

Mutual Fund Loan vs Personal Loan: Which Costs Less in India?

You need funds now. If you’re an investor in India, you likely have two options in front of you: a personal loan or a loan against mutual funds (LAMF). Here’s how to decide.  Both options seem straightforward at first. One is quick and unsecured. The other uses your portfolio as collateral. But the real difference […]

Mutual Funds & SIP

July 25, 2026

Why Did I Get a Different NAV Than Expected in a Mutual Fund?

You complete a mutual fund investment, check the NAV displayed on the app, and assume that is the NAV you will receive. A day later, the units appear in your folio, but the NAV is different. Naturally, many investors wonder whether something went wrong. Confusion around a different NAV than expected is one of the […]

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