inXits Blog | IPO, Stock Market, Mutual Funds & Financial Insights

All Categories Account Aggregator Financial Planning IPO & Pre-IPO Loans & Fixed Income Market Insights & Sectors Monthly AMFI Report Mutual Funds & SIP

What is XIRR in mutual funds? meaning and how to calculate

Mutual Funds & SIP

February 04, 2026

What is XIRR in mutual funds? meaning and how to calculate

Many mutual fund investors feel unsure when they check returns on SIP investments. The amount invested is spread across months or years, markets change often, and yet one single return number is shown. This often leads to doubt about whether the result is correct. XIRR in mutual funds helps solve this problem. It measures returns […]

What is CAGR in Mutual Funds? Meaning & How to Calculate

Mutual Funds & SIP

February 03, 2026

What is CAGR in Mutual Funds? Meaning & How to Calculate

Many mutual fund investors feel confused when they see returns written as a single yearly number. Markets move up and down, investments happen over time, and results rarely follow a straight line. Still, fund factsheets often show one clean percentage. This gap between real movement and simple reporting leads to questions. CAGR in mutual funds […]

Buying Direct Mutual Funds? Here’s Why a Financial Advisor Still Matters

Financial Planning

January 31, 2026

Buying Direct Mutual Funds? Here’s Why a Financial Advisor Still Matters

Direct mutual funds are often chosen by investors who want lower costs and more control over their investments. By investing directly with the fund house, investors avoid distributor commissions and benefit from a lower expense ratio. Because of this, many investors believe that once they start buying direct mutual funds, the role of a financial […]

Do You Really Need a Financial Advisor If You Invest in Direct Mutual Funds?

Financial Planning

January 28, 2026

Do You Really Need a Financial Advisor If You Invest in Direct Mutual Funds?

control over their investments. Since these funds do not involve distributor commissions, many investors assume that investing directly also means they no longer need a financial advisor. But is that always true? The real question is not whether direct mutual funds are good or bad. The real question is whether investing without guidance suits your […]

Buying Direct Mutual Funds Without an Advisor: Pros and Cons

Mutual Funds & SIP

January 28, 2026

Buying Direct Mutual Funds Without an Advisor: Pros and Cons

Direct mutual funds allow investors to invest directly with the fund house without involving a distributor or advisor. Over the years, many investors in India have shown interest in buying direct mutual funds on their own, mainly because of lower costs. While investing without an advisor can work well for some investors, it may not […]

Direct vs Regular Mutual Funds: Key Differences Every Investor Must Know

Mutual Funds & SIP

January 23, 2026

Direct vs Regular Mutual Funds: Key Differences Every Investor Must Know

When investing in mutual funds, investors must choose between Direct mutual funds and Regular mutual funds. Both options invest in the same underlying portfolio, yet they differ in how investors access them, the costs involved, and the level of support provided. This comparison-focused guide explains the key differences between direct and regular mutual funds, so […]

What Are Regular Mutual Funds? Features, Costs and Advantages

Mutual Funds & SIP

January 20, 2026

What Are Regular Mutual Funds? Features, Costs and Advantages

When investing in mutual funds, investors usually choose between regular mutual funds and direct mutual funds. While both invest in the same underlying portfolio, the way investors access and manage them is different. Regular mutual funds are commonly chosen by investors who prefer guidance, support, and assistance throughout their investment journey. Understanding what regular mutual […]

What Are Direct Mutual Funds? Meaning, Benefits & Risks

Mutual Funds & SIP

January 20, 2026

What Are Direct Mutual Funds? Meaning, Benefits & Risks

When investing in mutual funds, investors often come across two options: Direct mutual funds and Regular mutual funds. While both invest in the same underlying portfolio, they differ in cost structure and how they are accessed. Direct mutual funds are becoming more popular among informed investors because of their lower expense ratio. However, they are […]

Index Funds vs Actively Managed Funds: What’s the Difference & Which One Should You Choose

Mutual Funds & SIP

January 19, 2026

Index Funds vs Actively Managed Funds: What’s the Difference & Which One Should You Choose

When investing in mutual funds, one of the most common questions investors face is whether to choose index funds or actively managed funds. These are two major types of mutual fund options available to investors. Both invest in the stock market, but they follow very different approaches. Understanding how these two fund types work, their […]