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Direct Stocks vs Mutual Funds: Which Builds More Wealth Over Time?

Financial Planning

August 19, 2026

Direct Stocks vs Mutual Funds: Which Builds More Wealth Over Time?

Many investors reach a stage where they ask a simple but important question: should I invest directly in stocks or choose equity mutual funds instead? The confusion is understandable. Social media often highlights stories of investors who multiplied their wealth through individual stocks, while mutual funds are frequently presented as the simpler path for long-term […]

Loans & Fixed Income

August 15, 2026

What Is a Good CIBIL Score in India?

Seeing a three-digit number change after checking your credit report can make borrowing decisions feel uncertain. If your CIBIL score is 680, 720 or 780, you may wonder whether it is good enough for a loan or whether you need to improve it first. A good CIBIL score in India is generally understood as a […]

What Is CIBIL Score and How Is It Calculated?

Loans & Fixed Income

August 15, 2026

What Is CIBIL Score and How Is It Calculated?

Applying for a home loan, personal loan or credit card can feel confusing when one three-digit number suddenly becomes important. For many borrowers, the concern starts with a simple question: what is CIBIL score, and why does a lender care about it? A CIBIL score summarises your credit history. It reflects how you have handled […]

Skytech Infinite IPO: Growing Industrial Automation Business, But Is Efficiency Slowing Down?

IPO & Pre-IPO

August 13, 2026

Skytech Infinite IPO: Growing Industrial Automation Business, But Is Efficiency Slowing Down?

Factories across industries increasingly depend on automation to improve productivity, control machinery and reduce the risk of electrical failures. Behind these automated systems are specialised companies that design and manufacture the electrical control equipment that keeps industrial machines running. The Skytech Infinite IPO brings one such industrial automation company to the public market. Based in […]

Horizon IPO: High Occupancy and Strong Margins, But Rising Debt Is the Key Risk

IPO & Pre-IPO

August 13, 2026

Horizon IPO: High Occupancy and Strong Margins, But Rising Debt Is the Key Risk

India’s logistics and warehousing industry has expanded rapidly as e-commerce, organised retail and manufacturing companies look for modern facilities closer to major consumption and production centres. Large industrial and logistics parks play an important role in this ecosystem. The Horizon IPO provides investors with an opportunity to participate in a business that develops, owns and […]

Section 194H of Income Tax Act: TDS Rate on Brokerage & Commission

Financial Planning

August 13, 2026

Section 194H of Income Tax Act: TDS Rate on Brokerage & Commission

Receiving a commission or paying brokerage is common in many businesses, yet the tax implications often create confusion. Business owners frequently wonder whether Tax Deducted at Source (TDS) applies, when it should be deducted, and what happens if they miss the deadline. That uncertainty becomes even greater when payment structures vary between commissions, incentives, reimbursements, […]

How SWP Is Taxed: Why It Beats FD Interest Post-Tax

Financial Planning

August 13, 2026

How SWP Is Taxed: Why It Beats FD Interest Post-Tax

Generating regular income from your investments is an important part of financial planning, especially after retirement or when you’re looking for passive income. Traditionally, many investors have relied on Fixed Deposits (FDs) because they offer predictable interest payments and are considered relatively stable. However, one aspect that often goes unnoticed is taxation. Since FD interest […]

5 Things You Should Do Before Investing Money (2026 Guide)

Financial Planning

August 12, 2026

5 Things You Should Do Before Investing Money (2026 Guide)

Many people believe that investing starts with choosing the right mutual fund, stock, or SIP. In reality, successful investing begins much earlier. The decisions you make before investing money often have a greater impact on long-term financial success than selecting a particular investment product. Whether you’re investing ₹5,000 or ₹5 lakh, taking time to prepare […]

ENS IPO: Rapid Growth, But Can It Convert Profit Into Cash?

IPO & Pre-IPO

August 12, 2026

ENS IPO: Rapid Growth, But Can It Convert Profit Into Cash?

Digital businesses are increasingly becoming an essential part of how companies sell products, interact with customers and manage their operations. Behind many of these digital platforms are technology companies that build, host and maintain websites, e-commerce stores and mobile applications. The ENS IPO brings one such digital services company to the public market. Based in […]